Earn $7.50 for every new Flex user you refer who spends $1,000 within their first 120 days. No referral cap.
How It Works
Affiliate refers a new user using a unique referral code or tracked link.
User signs up, completes KYC, and is issued a Flex virtual card.
User reaches $1,000 in qualifying spend within 120 days of card issuance.
Affiliate earns $7.50. Payout is uncapped — earn on every qualifying referral.
Qualifying rewards are typically credited within the first week of each month or following 120 days after your Invitee joins onboard. We reserve the right to delay payment while we verify eligibility.
Key Terms
New users only. The referred user must not have an existing Onboard/Flex account.
Qualifying window. The $1,000 threshold must be met within 120 days of card issuance.
Qualifying spend excludes cash-equivalents (crypto, gambling, money-transfer MCCs, gift cards, fintech round-tripping), declined and reversed transactions, and self-transfers.
Reversal window. Payouts are subject to a 15–30 day reversal period. Commissions are clawed back on chargeback, KYC failure, confirmed fraud, or funding-source dispute.
One instrument per user. Each referred user must fund with a distinct cash or stablecoin account; shared funding sources across a cohort may be flagged and disqualified.
Quality floor. If an affiliate's referral cohort shows abnormal fraud or farming patterns, payouts on affected referrals may be withheld pending review.
Attribution. Commissions apply only to referrals correctly attributed through the affiliate's tracked code or link.